House

So I’ve finally decided to buy a house. Well, I’ve decided to borrow enough money from the credit union to buy a house, in any case. If you’re looking, I’ve found Windermere’s PropertyPoint application very appealing. I can use it from work, even, because it isn’t Java or Flash. I probably won’t be using them as a realtor, since I get some big discount if I use someone else, but as far as I’m aware the MLS means they list everything? *shrug*

Been waiting a couple weeks to hear back from the CU about my loan (when their website says it would take hours or days). It’s like they’re allergic to making calls themselves — every time I call they ask me if I’ve sent some other paperwork in, as if I knew to do that. Ah well. Everyone says buying a home is stressful — with all this waiting I can see how. I just want them to either say yes or no, soon, so I can figure out what I’m going to do. If “no”, I’ll probably just move in to some cheap apartment closer to town and save up for a while, switch credit unions, and try again in a few years. (I never thought I’d be planning years ahead of time).

Update: Just got approved. Time to shop!

3 Responses to “House”

  1. rone Says:

    Sweet. Go you!

  2. Josh Says:

    NPR ran an interesting story on today’s highly competitive home purchasing market. Probably worth a listen.

  3. dpk Says:

    Thanks Josh. Just had a listen. Paints a rather bleak picture of the Seattle housing market.

    Well, if I don’t find anything by April 1, I guess I will just change gears, get an apartment, and accept that I won’t be building equity. It isn’t all bad, though, because the apartment’s monthly rent would likely be half the house payment, and the difference would be greater than the principal part of the loan for some time. And if that guy is right, and house prices are at a peak, then I might come out ahead.

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